郵儲銀行(01658.HK)中期淨利潤492.28億元 同比增長0.85%
格隆匯8月29日丨郵儲銀行(01658.HK)公佈,截至2025年6月30日止六個月,實現歸屬於銀行股東的淨利潤492.28億元,同比增長0.85%;營業收入1,795.25億元,同比增長1.47%。非息收入貢獻提升,中間業務收入169.18億元,同比增長11.59%;其他非息收入235.49億元,同比增長24.72%,均實現兩位數增長,佔營業收入的比重分別同比提升0.85個、2.45個百分點。本行董事會建議派發2025年度中期普通股現金股利,每10股派發人民幣1.230元(含稅),派發現金股利總額約爲人民幣147.72億元(含稅)。
截至報告期末,總資產突破18萬億元,達18.19萬億元;總負債突破17萬億元,達17.05萬億元,資產負債總額雙雙站上新臺階。在《銀行家》(TheBanker)雜誌2025年「全球銀行1000強」排名中,按一級資本連續第三年位列第12位;三大國際評級機構評級結果繼續保持國內商業銀行領先水平。
截至報告期末,不良貸款率0.92%,繼續保持優秀水平;撥備覆蓋率260.35%,風險抵補能力充足。全力推進資本管理高級方法實施,持續完善風險差異化定價體系。深化行業研究,加快「看未來」技術推廣應用,深度挖潛優質客戶,批覆客戶10,629戶,同比增長41.17%;批覆金額2.40萬億元,同比增長261.21%。
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