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銀保監會肖遠企:增加第三支柱產品吸引力,歡迎國外專業養老金融機構參與中國市場
格隆匯 10-21 10:17
格隆匯10月21日丨據上證報,銀保監會副主席肖遠企在2021金融街論壇年會上表示,今年前三季度,商業養老年金保險保障收入達460億元,累計積累超6200億元責任準備金,保持了穩健增長勢頭。隨着社會對養老金融產品需求進一步釋放,第三支柱市場潛力很大。他表示,目前我國60歲及以上老年人口爲2.64億,佔比18.7%,這種需求巨大。而我國居民存款已經超過90萬億元。可轉化爲長期養老資金的金融資產非常可觀,當前尤其需要重點做好以下幾個方面:一是要建立豐富的產品供給體系,二是要增加第三支柱產品的吸引力,三是要培育專業養老金融機構。同時,也歡迎國外專業養老金融機構參與中國市場,爲消費者提供優質產品和優質的養老金融服務。
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