理柏指上月MPF人均虧損近7,100元 積金局:毋須過份擔心短期市場波動
據理柏數據顯示,上月強積金整體虧損2.64%,以截至今年6月底止,本港強積金共有454萬名成員,總淨資產1.22萬億元計算,平均每個賬戶虧損7,098元。
積金局迴應稱,瞭解強積金計劃成員一直十分關注強積金的投資表現。儘管過去20年投資市場曾經歷大幅波動,強積金制度仍然能抵住多個經濟週期併爲計劃成員的退休儲蓄增值。
局方稱,留意到股市的負面情緒。強積金乃長達三、四十年的長線投資,期間無可避免經歷不同的經濟週期。強積金計劃成員毋須過份擔心短期的市場波動,切忌試圖捕捉市況。
強積金計劃成員應定期審視強積金投資組合,並根據個人的投資目標和風險承受能力等因素作出相應調整。計劃成員如缺乏投資知識和時間管理強積金,則可考慮預設投資策略(俗稱「懶人基金」)。
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