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傳螞蟻擬將眾籌式醫保「相互寶」變成受監管業務
阿思達克 05-07 08:41
《華爾街日報》引述消息人士透露,螞蟻集團目前與內地監管部門商討,將原本有爭議的「相互寶」(是一種眾籌式的醫療保險)變成受監管的業務,該產品在中國擁有近9,100萬用戶。

消息指「相互寶」可能變成一種屬於中國銀行和保險監管機構監管範圍的商業產品,考慮中的方向之一是與已擁有牌照的內地保險公司合作,將「相互寶」改為保險計劃,但不會考慮關閉;消息指磋商仍在進行,尚未做出決定。

「相互寶」是一種眾籌式的醫療保險,該服務可免費加入,在罹患某些重疾或受到危及生命的傷害的情況下,成員可獲得最高合4.5萬美元的一次性現金賠付。

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