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恒生银行(00011.HK)年度纯利跌33%至166.87亿港元 全年派息5.50港元
格隆汇 02-23 12:31

格隆汇2月23日丨恒生银行(00011.HK)公布2020年业绩,扣除预期信贷损失变动及其他信贷减值提拨前的营业收入净额减少17%,为360.68亿港元;营业溢利减少30%,为201.25亿元;除税前溢利减少33%,为194.14亿元;股东应得溢利减少33%,为166.87亿元;每股盈利8.36元,宣派第四次中期股息每股2.80元,2020年合共派息5.50

净利息收入减少17%,为269.06亿元。该行资产负债表有所增长,而赚取利息平均资产亦上升6%,但低息环境持续,加上香港银行同业拆息下降,令存款息差继续收窄。该行的净利息收益率按年减少47个基点或21.4%,由2.20%下降至1.73%。

集团维持良好业务动力,并进一步推行可持续增长策略提升盈利能力,总资产较2019年底增加830亿元,即5%,为1.76万亿元。

信贷风险管理方面,该行继续维持审慎的策略。与前一年比较,预期信贷损失增加49%,为27.38亿元。惟去年下半年预期信贷损失提拨较上半年减少44%,反映该行有足够信贷损失储备,以及经济前景有若干改善迹象。

于2020年12月31日,普通股权一级资本比率为16.8%,一级资本比率为18.5%,总资本比率为20.0%(于2019年12月31日,普通股权一级资本比率为16.9%,一级资本比率为18.7%,总资本比率为20.8%)。

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