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農業銀行(01288.HK)前三季淨利1659.11億元 同比下降8.7%
格隆匯 10-30 17:14

格隆匯 10 月 30日丨 農業銀行(01288.HK)公告,截至2020年9月30日止九個月,集團實現淨利潤1659.11億元,較上年同期下降8.7%。年化平均總資產回報率為0.85%,同比下降0.17個百分點;年化加權平均淨資產收益率為11.81%,同比下降2.54個百分點。實現基本每股收益0.45元,同比下降0.06元。

截至2020年9月30日止九個月,集團實現營業收入4992.11億元,同比增長4.79%。淨利息收入3937.85億元,同比增長9.24%。手續費及佣金淨收入736.16億元,同比增長5.38%。

營業支出1,601.65億元,同比增長3.42%;成本收入比(中國會計準則)25.95%,同比下降1.15個百分點。信用減值損失1390.72億元,同比增加349.09億元,其中貸款減值損失1,189.50億元。

截至2020年9月30日,總資產272,967.53億元,比上年末增加24,184.65億元,增長9.72%。客户貸款及墊款總額149,732.07億元,比上年末增加16,130.19億元,增長12.07%。客户貸款及墊款總額(不含應計利息)按業務類型劃分,公司類貸款80,898.57億元,個人貸款60,670.46億元,票據貼現3,188.68億元,境外及其他貸款4,531.60億元。投資淨額80,521.48億元,較上年末增加6,292.18億元,增長8.48%。

總負債251,323.74億元,比上年末增加22,138.48億元,增長9.66%。吸收存款207,803.41億元,比上年末增加19,311.86億元,增長10.25%。吸收存款(不含應計利息)按期限結構劃分,定期存款88,718.66億元,活期存款111,430.98億元,其他存款5,190.86億元;按業務類型劃分,公司存款79,492.48億元,個人存款120,657.16億元,其他存款5,190.86億元。

股東權益21,643.79億元,比上年末增加2,046.17億元,增長10.44%。其中普通股股本3,499.83億元,其他權益工具3,198.75億元,資本公積1,735.56億元,投資重估儲備214.79億元,盈餘公積1,750.16億元,一般準備3,117.79億元,留存收益8,005.04億元,外幣報表折算差額11.56億元。

截至2020年9月30日,不良貸款餘額2,262.13億元,比上年末增加390.03億元;不良貸款率2為1.52%,比上年末上升0.12個百分點。撥備覆蓋率3為272.44%,比上年末下降16.31個百分點。

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