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经络:金管局放宽非住宅物业按揭措施可刺激成交
阿思达克 08-20 08:38
金管局放宽非住宅物业按揭之逆周期措施,经络按揭转介首席副总裁曹德明表示,是次金管局放宽非住宅物业按揭贷款的适用按揭成数为合适时间,让现时受疫情影响较严重的中小企业主,更容易出售或加按套现手头上的非住宅物业,以作融资,舒缓每月的开支压力。

他指,由於非住宅物业按揭无需缴交额外印花税(SSD),而即使购入多个非住宅物业亦只需缴付第一标准税率的从价印花税(AVD),较适合用家及小量长期投资者入市,相信是次为非住宅物业「减辣」能有助刺激该类物业的成交。

曹德明并指,预计未来的失业率将有上升的趋势,有关措施除有助舒缓部份受影响之中小企业主,亦能缓解现时社会气氛,并且释放金管局注视市场发展,在有需要时将调整逆周期措施的讯号。

根据土地注册处以及美联物业房地产数据及研究中心所显示,2020年首七个月非住宅物业注册宗数为4,564宗,按年减少37%。

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