香港資源控股(02882.HK):羅申美就違約貸款發佈一份調查結果
格隆匯1月7日丨香港資源控股(02882.HK)發佈公告,於2020年1月6日,羅申美髮布了一份獨立報告,內容有關違約貸款的調查結果及推薦意見。考慮到長達財務授出貸款的程序,除了公司的一名前董事及負責準備文件的行政經理外,當時只有徐志剛先生(公司當時的行政總裁及執行董事)負責聯絡客户、釐定貸款金額及利率、審查及批准風險評估以及簽署授出有關貸款的協議。
由於根據上市規則的比率測試,公司不需要披露有關貸款金額,故授出該等貸款的決定繞過了董事會的授權和批准。似乎徐先生很大可能有意繞過及不通知董事會有關批准違約貸款的事宜。徐先生當時並無保持專業懷疑態度及建立合理可靠的信貸評估機制,亦無聘請專業的信貸團隊進行信貸風險評估以及建立有效的內部監管機制監督信貸審批過程,例如在授出違約貸款前,彼並無進行適當的盡職調查及徹底的背景調查;而且借款人主要為由徐先生或其中一名涉事的長達財務董事介紹予長達財務的客户,因此並無正式、獨立及開放的渠道吸引新客户,這引起對借款人身份及其與各長達財務董事之間關係的懷疑。
值得注意的是,其中一名違約貸款的借款人為公司的前主要股東。貸款拖欠事件發生後,徐先生亦未有采取積極有效的措施追回未償還的貸款。最後,除一筆貸款尚未到期外,徐先生批准的所有其他貸款均被拖欠。羅申美建議特別調查委員會應就此尋求法律意見,以決定徐先生及涉事的長達財務董事是否妥為履行其職責。
在2020年1月6日舉行的董事會會議上,董事考慮採納羅申美於獨立報告內的建議。同時,鑑於徐先生已提出辭任公司及所有附屬公司的董事職務,故罷免其董事職務的措施將不再適用。儘管如此,董事將酌情采取特別調查委員會法律顧問所建議的相關措施。
此外,公司股票將繼續停牌。
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!

Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.