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刘怡翔:期望尽早推出跨境理财通 金管局将研落实细节
阿思达克 11-11 09:14

财经事务及库务局局长刘怡翔发表网志指,粤港澳大湾区建设领导小组於上周三召开第三次会议,随後公布了16项进一步推展大湾区建设的措施,其中有6项涉及金融业,当中3项是有关促进保险业在大湾区的发展,另外3项直接惠及赴大湾区工作、居住及旅游的港人,与港人的生活息息相关。他指,在新政策下期望有更多的银行推出在港开立内地银行户口的服务,便利港人在大湾区内使用银行服务。金管局一直鼓励香港的支付业界推出便利港人在内地消费的跨境支付服务,并与内地有关部门商讨和提供香港电子钱包在内地使用的政策空间。自去年中开始,已陆续有零售支付营运商及电子钱包服务商推出服务,便利港人在大湾区内使用移动电子支付。

他又指,中央政府亦支持在大湾区试点推出双向理财通。透过一个跨境理财通机制,港人可以购买内地理财产品,将会便利在两地穿梭或在内地居住的港人,满足其於当地的理财需要,同时也为港人提供更多理财选择。

另一方面,容许内地居民购买香港理财产品将大大增加香港银行理财业务的市场,销售、资产管理、产品开发等各个环节都会受惠。金管局将积极与内地当局和业界在风险可控和适切保障投资者的前提下,商讨有关机制的落实细节,期望尽早推出跨境理财通。

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