郑州银行(002936.SZ)上半年归母净利24.69亿元不良贷款率2.39%
格隆汇8月20日丨郑州银行(002936.SZ)披露2019年半年度报告。盈利指标明显改善,报告期内,实现营业收入62.57亿元,同比增长21.26%;拨备前利润45.44亿元,同比增长21.73%;净利润25.10亿元,同比增长5.34%;归属于该行股东的净利润24.69亿元,同比增长4.34%;净息差1.86%,同比增加0.38个百分点;成本收入比26.53%,同比下降0.32个百分点。
风险指标稳步压降,截至报告期末,不良贷款率2.39%,较年初下降0.08个百分点;逾期90天以上贷款占不良贷款比例83.67%,较年初下降11.69%;拨备覆盖率158.44%,较年初增加3.60个百分点,主要监管指标符合监管要求。
截至报告期末,资产规模4797.96亿元,较年初增长2.93%;存款规模2715.95亿元,较年初增长2.83%;贷款规模1775.57亿元,较年初增长11.27%。
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