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大行評級 | 花旗:手續費增長支持建行(0939.HK)季績穩健 予目標價9.13港元
格隆匯11月1日丨花旗發研報指,建設銀行第三季業績受惠交易收益、手續費及傭金收入等方面的增長支持,業績表現穩健,惟季內淨息差受壓。花旗給予建行“買入”評級,目標價9.13港元。報告指,建行首三季的撥備前利潤按年增長5.8%至4351億元人民幣,而淨利潤亦按年升12.8%至2322億元,已達到市場對該行2021年全年預測的78%。單計第三季,撥備前利潤按年增速加快至8.5%,較第二季的5.6%爲快,這要歸功於該行加強在交易收益、手續費及傭金收入,以及貸款等的增長;然而,由於信用成本偏低,第三季淨利潤按年增速僅錄15.6%,較第二季的23.6%有所放緩。該股現報5.33港元,總市值13326億港元。
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