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中銀保監:上半年銀行業不良資產處置規模預計高於去年同期水平
阿思達克 07-14 16:07
中國銀保監會統計信息與風險監測部負責人劉忠瑞表示,今年一季度,處置不良資產4,827億元人民幣(下同),超過去年同期水平。今年上半年,預計亦會高於去年同期水平。

劉忠瑞指出,由於加大不良貸款的處置力度,不良貸款率較年初有所下降。目前銀行業信用風險整體可控。數據顯示,截至6月末,商業銀行逾期90天以上的貸款與不良貸款比例是79.6%,低於100%。一些較爲審慎的銀行將逾期60天以上的貸款全部納入不良。

2020年,銀行業處置不良資產額度達3.02萬億元,爲歷史上處置不良資產最多的一年。

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