中银保监:加大制造业信贷投放 鼓励向制造业企业让利
据《上海证券报》报道,中国银保监会近期下发做好2021年制造业金融服务有关工作通知提出12项具体工作,包括加大制造业信贷投放,强化重点领域金融服务;优化信贷结构,增加制造业中长期贷款和信用贷款;加强保险资金支持,提升制造业企业风险保障水平;积极向制造业企业让利,严禁发放贷款时附加不合理条件,严禁违规收费等。
通知鼓励银行机构与企业自主协商,对制造业普惠小微企业贷款适当延期。加强对延期还本付息贷款质量的监测跟踪和分析研判,前瞻性做出政策退出後的应对方案。同时,鼓励保险资金通过市场化方式投资产业基金,加大对制造业、战略性新兴产业的支持力度。支持保险资金在风险可控的前提下,通过股权、债券、基金、资产支持计划等形式,为制造业提供资金支持。
通知还提出,加强制造业精准纾困和风险化解,包括:鼓励各类债转股实施机构参与制造业债转股及建立债转股企业名单库等。对於制造业不良资产,通知提出要严查不良虚假出表、虚假转让等行为。
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