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瀘州銀行(01983.HK)上半年淨利增11.65%至9.02億元

格隆匯8月29日丨瀘州銀行(01983.HK)公佈中期業績,截至2025年6月30日止六個月,營業收入人民幣24.23億元,同比減少14.57%。其中利息淨收入佔比78.30%。非利息淨收入人民幣5.26億元,佔比21.70%。歸屬於股東淨利潤爲人民幣9.02億元,同比增長11.65%,基本每股收益爲人民幣0.30元。

截至2025年6月末,資產總額人民幣1,922.54億元,比上年末增長人民幣212.54億元,增幅12.43%,主要是客戶貸款等增長。截至2025年6月末,客戶貸款總額人民幣1,175.94億元,比上年末增長人民幣136.66億元,增幅13.15%;客戶貸款淨額人民幣1,119.00億元,比上年末增長人民幣133.15億元,增幅13.51%。

報告期末,貸款總額人民幣1,168.29億元,比上年末增長13.13%;不良貸款總額人民幣13.84億元,比上年末增加人民幣1.56億元;不良貸款率1.18%,比上年末下降0.01個百分點。

報告期末資本充足率爲12.66%,較上年末下降0.46個百分點,高於監管要求2.16個百分點;一級資本充足率9.82%,較上年末下降0.33個百分點,高於監管要求1.32個百分點;核心一級資本充足率8.01%,較上年末下降0.26個百分點,高於監管要求0.51個百分點。

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