Review and Outlook

In 2024, Nvidia's stock price surged by approximately 180%, ranking among the top performers in the S&P 500 index. NVDA has also made the largest contribution to the increase in U.S. market capitalization, adding around $1.23 trillion.

(SOURCE: Google Finance)

In the rapidly developing semiconductor technology sector, Nvidia Corporation (stock code: NVDA) continues to play a crucial role, especially in the context of artificial intelligence (AI) technology. Nvidia's A100 and H100 GPU chips are core assets that enhance smartphone performance, providing manufacturers with competitive advantages, from improved photography to efficient battery usage. These chips not only serve as performance enhancers but also redefine smartphone capabilities by supporting complex AI functions such as real-time image processing and voice recognition, showcasing AI's potential in everyday technology.

As smartphones increasingly adopt AI, Nvidia's influence is on the rise. The emergence of edge computing has increased the demand for powerful processing units, and Nvidia's focus on GPUs that support edge AI computing lays the groundwork for future smartphones, enabling them to seamlessly execute complex tasks without requiring a continuous internet connection. Security is a key component of AI-driven hardware, and Nvidia's GPU architecture integrates advanced security features that protect user data, enhancing trust among manufacturers and users alike. With the growing demand for AI technology, Nvidia's position in the semiconductor market is strengthening, as many smartphone manufacturers begin to choose Nvidia chips to enhance their AI capabilities. This trend is expected to further boost Nvidia's market share.

Looking ahead, Nvidia will continue to play a more significant role in the semiconductor and AI sectors, with expectations to launch next-generation chips that exceed current capabilities. These advancements may trigger breakthroughs in smartphone technology and give rise to a new wave of AI-driven applications. Nvidia's forward-looking strategy and commitment to technological innovation make it a company worth watching. As AI continues to converge with mobile technology, Nvidia will play a critical role in defining the evolution and improvement of future devices, offering a promising outlook for technology investors.

What is Dollar-Cost Averaging in Stocks?

Dollar-cost averaging, also known as monthly stock investment, refers to an investment strategy where a fixed amount is used to purchase specific stocks at regular intervals. This approach allows investors to buy shares without needing to purchase a whole unit each time, instead buying a proportionate number of shares based on their set monthly investment amount.

For example, consider Mr. Chen, who wishes to invest in the NVDA in stages. Using the dollar-cost averaging feature, Mr. Chen invests USD 1,000 each month, which uSMART uses to purchase shares at market price and deposits them into Mr. Chen's account. This way, Mr. Chen effectively buys around 7 shares of NVDA each week, achieving a low-threshold stock investment.

Advantages of Monthly Investment via uSMART

Choosing the right investment platform is crucial for dollar-cost averaging in stocks. Investing through the uSMART platform offers several significant advantages:

1. Commission-Free Trading

uSMART provides commission-free trading services, meaning investors do not have to pay commission fees for each stock transaction. This is particularly important for investors making regular investments, as accumulated commissions can significantly erode long-term returns. By investing through uSMART, you can allocate more funds to actual investments.

2. No Platform Fees

Besides commission-free trades, uSMART does not charge platform usage fees. This allows investors to enjoy a lower cost structure in long-term investments, further enhancing investment returns. This is especially beneficial for frequent small investments, as the absence of platform fees effectively reduces overall investment costs.

3. No Custody Fees

uSMART also offers the advantage of no custody fees, meaning you do not need to worry about management fees for account funds. This exemption provides investors with greater flexibility to manage liquidity and investment strategies.

4. Convenient Investment Experience

The uSMART platform features a user-friendly interface, allowing investors to easily set up a monthly investment plan and automate their investment process. The platform supports various payment methods, enabling investors to adjust their investment amounts flexibly based on their financial situation and investment goals.

5. Support for Fractional Shares

uSMART allows investors to make fractional share investments, meaning you can invest according to your set monthly amount even if you do not have enough funds to buy a whole share, further lowering the investment threshold and enabling flexible allocation.

How to Purchase Monthly Stocks on uSMART

Step 1: Log into the uSMART HK app and click "Trading" at the bottom right of the page.

Step 2: Click on "Dollar-Cost Averaging" in the second column of the page and select "All Dollar-Cost Averaging Stocks."

Step 3: Choose your desired dollar-cost averaging stock, select the investment amount, deduction method, and deduction date, then create your investment plan.

Once confirmed, the investment plan will take effect in real time.

(SOURCE: uSMART HK)