銀保監會:險企分支機構準備金不得人爲調節,計提方法應穩定
格隆匯3月9日丨銀保監會發布《保險公司非壽險業務準備金管理辦法實施細則(1-7號)》。其中提到,規範準備金風險邊際和折現的處理,規定計算風險邊際的方法一經確定不得隨意更改,明確了準備金評估時應進行折現的久期標準;加強對保險公司分支機構準備金的管理,要求保險公司對分支機構的準備金評估應客觀、公允地反映分支機構的經營情況,不得人爲調節。
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