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WeLab新平臺WeLab Pay與Apple指定授權經銷商推產品分期計劃
阿思達克 10-06 14:00
WeLab宣佈與Apple指定授權經銷商推出月供計劃「Apple產品好賞分期計劃」,支持銀行轉帳或轉數快供款,客戶可於新推出的WeLab Pay powered by WeLend平臺購買Apple產品,信貸評分優良的客戶可享低至零息,期限爲12至36個月。 WeLab創辦人及集團行政總裁龍沛智指,計劃首階段已在豐澤指定22間門市推出,下星期起將於逾70間豐澤門市及網店提供服務,未來將覆蓋至其他經銷商。 該計劃採取「先扣後供」模式,透過預先扣除Apple產品trade-in換購價值,保證計劃期滿後將提供trade-in換購選擇。以零息計trade-in換購價值最高達30%。他表示,客戶信貸評分將參考內部標準及環聯數據,試行階段已申請的客戶有70%至80%以上均享零息,信貸評分較低的客戶年利率料爲低單位數。 計劃期滿時,客戶可選擇更新計劃、升級至Apple其他新產品,原有trade-in換購價值可轉移至升級新產品;或透過繳付現有產品的換購價值及最後一期供款來保留有關產品,抑或以trade-in換購價值直接歸還產品予指定Apple授權經銷商,結束訂購計劃。龍沛智強調與Apple屬永久合作,新平臺WeLab Pay將專注做好與Apple的合作,目前未有計劃推出其他產品。 他又透露,WeLend及虛擬銀行WeLab 9月份貸款業務按年增長約100%,集團內地業務今年着重B2B發展,預期企業解決方案全年收入可按年增長6%,並估計印尼業務下半年可達收支平衡,未來或推出智能財富管理服務,目標將現有業務做好,明年再審視上市計劃,對上市持開放態度。
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