招商银行(600036.SH):2020年净利升4.82%至973.42亿元 拟10派12.53元
格隆汇3月19日丨招商银行(600036.SH)披露2020年度报告,报告期内,集团实现营业收入2904.82亿元,同比增长7.70%。其中,净利息收入1850.31亿元,同比增长6.90%,非利息净收入1054.51亿元,同比增长9.15%;净利差为2.40%,比上年减少0.08个百分点,净利息收益率为2.49%,比上年减少0.10个百分点。
2020年集团实现归属于该行股东的净利润973.42亿元,同比增长4.82%;归属于该行股东的平均总资产收益率(ROAA)和归属于该行普通股股东的平均净资产收益率(ROAE)分别为1.23%和15.73%,同比分别下降0.08和1.11个百分点;年报推10派12.53元(含税)。
2020年,面对突如其来的疫情冲击、监管政策密集出台、国内外形势复杂多变、金融市场剧烈波动等一系列挑战,集团坚持“轻型银行”战略方向和“一体两翼”战略定位,各项经营工作稳健开展,营业收入稳步增长,利润增速稳健,资产负债规模增势良好,资产质量经受住了考验。
截至报告期末,集团资产总额8.36万亿元,较上年末增长12.73%;贷款和垫款总额5.03万亿元,较上年末增长11.99%;负债总额7.63万亿元,较上年末增长12.23%;客户存款总额5.63万亿元,较上年末增长16.18%。
截至报告期末,集团不良贷款总额536.15亿元,较上年末增加13.40亿元;不良贷款率1.07%,较上年末下降0.09个百分点;拨备覆盖率437.68%,较上年末上升10.90个百分点;贷款拨备率4.67%,较上年末下降0.30个百分点。
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