腾讯云首次发布《未来金融白皮书》：新基建和新连接成金融数字化升级关键抓手
1月20日，腾讯云联合腾讯金融研究院发布行业首份《未来金融白皮书》，从银行、保险、证券等行业金融机构发展实际痛点出发，全景呈现对未来金融形态构建和数字化升级路径的洞察。这也是腾讯云首次以白皮书形式，系统性阐述金融行业数字化方法论。
《未来金融白皮书》指出，受宏观环境、客户行为变化、以及行业竞争加剧等因素影响，金融机构在后疫情时代普遍面临基础设施、组织结构以及业务连接等方面挑战，而新基建和新连接将成为化解发展痛点的关键抓手，能够在基础设施、组织结构、业务连接等层面化解痛点，实现提质、降本、增效，构建可持续发展的未来金融新业态。
一方面，金融机构借助金融新基建，能够构建具有瘦核心、微服务、全智能、自主可控的基础支撑能力，为庞大的市场需求提供更好的IT系统支撑和数据处理能力。
另一方面，金融机构可以基于新连接，形成线上为主、线上线下相结合的多样化渠道。同时，结合5G、富媒体、泛在终端等，扩展线上交互的体验场景与方式，构建优质私域流量，实现业务的主动拓展。
《白皮书》还指出，面对不同的场景需求，金融机构数字化有三种路径。部分金融机构可迅速建立全新数字化业务或产品，实现快速数字化；部分金融机构采用互联网运营经验迅速迭代，实现局部数字化；部分金融机构也可制定顶层数字化战略设计，推进业务变革和组织升级 ，实现全面数字化。
据介绍，腾讯云目前已经构建出涵盖专有云、金融专区、数据库、微服务治理、运维等在内的分布式基础云平台，移动中台、业务能力中心、数据中台、AI中台等解决方案，以及基于微信生态的微金融渠道、云景开放金融平台、云霖产业金融平台等渠道，为金融行业提供新基建和新连接的全面助力。
腾讯云已经服务了众多的金融行业客户，包括150多家银行、数十家保险及证券公司，在服务大型金融机构数字化转型方面处于行业领先地位。
腾讯云副总裁、腾讯金融云总经理胡利明指出，《未来金融白皮书》以腾讯云多年来在行业的丰富实践为基础，旨在为金融机构提供数字化转型的思考模式和最佳范本，推动行业数字化转型向更深、更广发展。
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