邮储银行(601658.SH)2019年度净利润升16.52%至610.36亿元 拨备覆盖率达389.45%
格隆汇3月25日丨邮储银行(601658.SH)发布2019年年度报告,实现营业收入2768.09亿元,同比增长6.06%;净利润610.36亿元,同比增长16.52%;归属于银行股东的净利润609.33亿元,同比增长16.48%;基本和稀释每股收益0.72元,拟每10股普通股派发人民币2.102元(含税),合计人民币182.83亿元(含税)。
截至报告期末,不良贷款余额428.44亿元,不良贷款率0.86%,拨备覆盖率389.45%。核心一级资本充足率达到9.90%,较去年末上升0.13个百分点,抵御风险能力进一步增强。
截至报告期末,集团资产总额102,167.06亿元,较上年末增加7004.95亿元,增长7.36%。其中,客户贷款总额较上年末增加6973.21亿元,增长16.30%;金融投资较上年末增加2875.43亿元,增长8.49%;现金及存放中央银行款项较上年末减少480.92亿元,下降4.00%。
从结构上看,客户贷款净额占资产总额的47.06%,较上年末增加3.46个百分点;金融投资占资产总额的35.97%,较上年末增加0.37个百分点;现金及存放中央银行款项占资产总额的11.30%,较上年末下降1.34个百分点;存放同业款项、拆出资金及买入返售金融资产占总资产的4.36%,较上年末下降2.63个百分点。
在规模稳定增长的同时,盈利能力和价值创造能力稳步提升,总资产回报率、净资产收益率、中间业务收入占比等指标进一步改善,净利差、净息差继续处于同业领先水平。集团获得国际三大评级机构优异主体评级,一级资本位列英国《银行家》杂志“2019年全球银行1000强”第22位,市场竞争力稳步提升。
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!

Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.